Keeping up with economic trends can make you anxious about your money decisions. Still, it’s important to be aware of the situation around you regarding your finances. Looking at personal finance statistics can help you avoid bad financial situations. General statistics provide a baseline for assessing your financial health. Especially when it’s about debt, you …
Credit cards play a major role in increasing your debt over time. However, opening a new credit card could be a smart financial decision if you’ve used a credit monitoring service to improve your credit score and have mastered your finances many times. Then again, choosing the right credit card service for yourself is just …
Getting out of debt on a low income can be difficult, but there are some tips to follow. Giving up on your morning Starbucks isn’t going to impact your finances greatly, but spending less can help. However, there are other more effective ways to manage your debt. Whether you can pay off your debt depends …
When your debts pile up, filing for bankruptcy can give you the time you need away from debtors to plan a solution. Under U.S. bankruptcy laws, an automatic stay prevents creditors from taking action against a debtor’s assets. This includes freezing bank accounts, seizing property, and collecting debt-related expenses. If you file for bankruptcy, an …
Bankruptcy can be devastating, but if you have a good game plan, you can do a lot to recover from bankruptcy and get your credit back within a few years of filing. We will discuss practical steps for effective bankruptcy recovery, but you should also consider the damage you’ll be trying to undo. This cannot …
For those who need a little extra help paying for housing, the new Bilt Rewards Card gives you the chance to save money and get points towards rewards. You might or might not have heard about Bilt Rewards Mastercard, but everyone is talking about it for all the good reasons. Now, if you’re wondering whether …
Bilt Rewards Review- Earn Rewards From Paying Your Rent Read More »
We all feel overwhelmed as soon as we hear the word debt. And debt repayment is different for everyone. Still, many different approaches work for different people. And one of them is the debt avalanche method which we’ll discuss today. For several reasons, what works well for others might not be your best approach. If you …
The Debt Avalanche Method, Best Way To Get Out Of Debt Read More »
Hidden charges, unnecessary fees, and not a single chance of getting a waiver from your bank? We’ve all been there. If you’re one of the people who have recently found out that you were being charged a monthly maintenance fee on one of your bank accounts that you don’t use or a service you never …
A few decades back, opening a bank account took several days and multiple rounds of documentation to verify your details. So how much time does it take to open a bank account in today’s time? With the advancement of technology, banks can easily verify your information through their databases, and users can access most banking …
Saving money has numerous benefits regardless of age. So it’s great for kids to save money, but what do they save money for after all? Telling your kids why it’s important to save money is an essential part of their lessons on how to manage their lives as an adult. Most of us probably remember …
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